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New information reveals the areas prone to be probably the most affected by automobile insurance coverage hikes


A brand new examine has recognized which area is house to the households with probably the most vehicles or vans, with Birmingham rating first.

Carried out by Insurance coverage consultants Howden Insurance coverage, the analysis utilised information from the 2021 census. The evaluation focussed on the variety of obtainable vehicles per family throughout the highest 25 largest areas in England and Wales.

Of the 423,456 households in Birmingham, 6.3% have a minimum of three vehicles or vans (26,683), whereas virtually a 3rd (31.7%) of households don’t have any vehicles or vans.

Birmingham additionally has probably the most households with one and two vehicles or vans at 176,325 and 86,325, respectively (0.7% and 0.3% of the entire variety of households in England and Wales).

Birmingham Metropolis Council goals to scale back transport’s influence on the atmosphere, supporting town’s dedication to changing into a carbon impartial metropolis by 2030.

With 142,676 households having one automobile or van, Leeds displays a sample just like Birmingham, with many counting on one automobile (41.8% of town’s whole households).

Leeds additionally stories 98,083 households with none vehicles or vans, suggesting a robust public transportation community or city format conducive to non-vehicle journey.

Every metropolis exhibits various levels of reliance on private automobiles. Sheffield, for instance, has 67,843 households with none vehicles or vans and 14,381 households with three or extra vehicles or vans (29.2% and 6.2% respectively).

In Manchester, 7,084 households have three or extra vehicles and vans (3.3%), and 83,770 households don’t have any vehicles or vans. Town locations fourth within the rating for households with only a single automobile, with 92,267 (43%).

The ten areas with the best automobile or van possession per family

Metropolis  No Automotive or Van  One Automotive or Van  Two Automobiles or Vans  Three or Extra Automobiles or Vans 
Birmingham  134,123  176,325  86,325  26,683 
Leeds  98,083  142,676  79,730  20,977 
Sheffield  67,843  98,577  51,149  14,381 
Manchester  83,770  92,267  31,611  7,084 
Bradford  57,910  88,910  48,227  14,820 
Bristol  50,141  87,781  41,397  12,321 
Liverpool  83,142  83,796  33,311  7,242 
West Northamptonshire  27,457  67,278  56,520  21385 
Cardiff  47,703  63,557  31,334  19,070 
North Northamptonshire  23,793  60,120  47,703  17302 

General, the entire variety of households within the examine with three or extra vehicles or vans stands at 246,315, additional illustrating the variety in automobile possession. The overall quantity with no vehicles or vans quantities to 1,100,905.

The Metropolis of London, identified for its dense industrial and monetary districts, makes automobile possession much less sensible than in additional residential areas. Due to this fact, the outcomes aren’t shocking with no households having three or extra vehicles or vans.

123 households within the Metropolis of London personal one automobile or van and 43 households personal two vehicles or vans.

When analysing the info there are various figuring out components to think about the convenience of multi-vehicle possession, together with the general public transport infrastructure of every metropolis and the variety of households.

For instance, with its complete community of buses, trains, and the Underground, residents and employees in London have entry to environment friendly public transportation choices that cut back the need for private automobiles.

The price of motor insurance coverage in high-risk areas is also considered when analysing the variety of vehicles or vans per family, particularly in areas with the best populations the place extra vehicles could be anticipated.

Based on the ONS, automobile crime accounts for 4.7% of all most important crime sorts with 397,264 automobile crimes within the 12 months ending September 2023 – a rise of two% from the earlier 12 months.

Talking on the findings, a spokesperson for Howden Insurance coverage mentioned, “In case you’re taking a look at latest automobile possession statistics, you’re witnessing a transparent name to motion, because it’s a mirrored image of our city dwelling areas and the way we navigate them.

“For these and not using a automobile, sturdy public transportation choices are essential. For households juggling a number of automobiles, it’s a query of necessity versus comfort. This information invitations you to think about the broader implications of our transportation selections.

“It’s about recognising the position every of us performs in shaping sustainable, accessible city environments. As we transfer ahead, let’s take into consideration how we will contribute to a future the place mobility isn’t just about shifting from level A to B however doing so in a approach that respects the environment and each other.”



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